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MoneyLanded cost · 2026 numbersIreland to Australia

Cost of moving from Ireland to Australia in 2026: realistic budget

Visa fees, flights, settling-in costs, first month rent and bond, ongoing utilities, public transport, phone, insurance and contingency. What an Irish citizen actually spends to land in Australia in 2026, broken down by visa type and destination city.

Sourced and edited by the Paper Trail Visas teamUpdated 6 min read
Editorial cover image showing receipts, coins, and moving-budget paperwork on a sunlit desk.

Money

The cheapest legitimate way for an Irish citizen to live and work in Australia is the 417 Working Holiday Visa. Even at its cheapest the actual landed cost is rarely the application fee alone. For a single applicant arriving on a 417 the realistic envelope is EUR 6,000 to EUR 8,000 by the time flights, bond, first-fortnight rent and a one-month contingency are paid. For a couple or family on a 482 sponsored visa the figure climbs to EUR 15,000 to EUR 25,000 before the first Australian paycheque clears.

This guide breaks the landed cost into government fees, travel and arrival, the first rental, ongoing month-one cash flow, and the float that the Department of Home Affairs separately requires as evidence. Figures are in Australian dollars where the cost is incurred in Australia and Euros for Irish-side outgoings. The indicative AUD-to-EUR conversion at the time of writing is approximately 0.61.

Government fees: 417 vs 482

Most Irish citizens land on either a 417 or a 482 visa. The fee structure diverges sharply between the two:

  • 417 Working Holiday first application fee: A$840 for FY 2026-27; second and third 417 applications are A$1,000 each (Department of Home Affairs visa pricing, verified 2026-07-06), paid in ImmiAccount.
  • 482 Skills in Demand primary applicant fee: A$4,015 for FY 2026-27 (paid by applicant or employer depending on negotiation).
  • 482 secondary applicant fee, adult: A$4,015; secondary applicant fee, child: A$1,005 per child.
  • Garda Vetting (Ireland-side police clearance): free via the National Vetting Bureau.
  • Australian Federal Police National Police Check: A$56 per applicant. Required for 482, not for first 417.
  • Health examination by Bupa Medibank panel doctor: A$380 per applicant. Only if health-flagged for 417; mandatory for 482 secondary applicants.
  • Sundries: certified copies of qualifications (Irish solicitor or commissioner for oaths, EUR 20-50 per document), document courier costs (EUR 30-80).

Travel and arrival

Flights from Dublin to the eastern Australian capital cities are the single largest single line on the Ireland-side budget. Indicative off-peak one-way fares in 2026:

  • Dublin to Sydney (via Doha or Singapore), off-peak one-way: EUR 900 to EUR 1,400.
  • Dublin to Melbourne or Brisbane: EUR 850 to EUR 1,300.
  • Dublin to Perth: EUR 1,000 to EUR 1,500.
  • Excess baggage (typical 23 kg checked + 7 kg carry-on, plus one extra checked bag): EUR 80 to EUR 200.
  • Travel insurance for the flight and the first month: EUR 60 to EUR 120.

The first month in Australia is the most expensive: bed-night costs for hostels run A$45 to A$80 per night, an Airbnb in Sydney or Melbourne runs A$120 to A$200 per night for a private room. A four-week mix of hostel-and-Airbnb arrival lands at EUR 1,500 to EUR 2,500 in accommodation alone. Initial settling-in (SIM card, prepaid public-transport card, basic kit) is EUR 200 to EUR 400. Many Irish arrivals work the first two weeks of casual hospitality or labouring to bridge the gap to the first permanent rental.

First permanent rental by city

Bond is four weeks' rent and is held by the state authority (NSW Rental Bond Board, Residential Tenancies Bond Authority in Victoria, Residential Tenancies Authority in Queensland). On top of bond, the first two weeks of rent are payable in advance at lease signing. CoreLogic late-2025 median unit rents (the most current Australian residential-rent index, accessed 2026-05-27):

  • Sydney one-bedroom unit: A$770 per week median. Bond + two weeks' rent: A$4,620 (EUR 2,800).
  • Melbourne one-bedroom unit: A$590 per week median. Bond + two weeks' rent: A$3,540 (EUR 2,160).
  • Brisbane one-bedroom unit: A$640 per week median. Bond + two weeks' rent: A$3,840 (EUR 2,340).
  • Perth one-bedroom unit: A$680 per week median. Bond + two weeks' rent: A$4,080 (EUR 2,490).
  • Adelaide one-bedroom unit: A$560 per week median. Bond + two weeks' rent: A$3,360 (EUR 2,050).
  • Hobart or Darwin one-bedroom unit: A$520 to A$580 per week median. Bond + two weeks' rent: A$3,120 to A$3,480 (EUR 1,900 to EUR 2,120).

House-share or flatshare arrangements (where the applicant rents one room in a multi-bedroom property) cut the bond and rent figures by roughly half but require a longer Australian credit history than first-month arrivals usually have. Sydney and Melbourne flatshares run A$300 to A$450 per week for a private room in 2025-26; Brisbane and Perth run A$250 to A$380.

Month-one cash flow: utilities, transport, phone

After bond and rent, the second month of cash flow is dominated by utility connections, public transport, phone plans and groceries. Indicative monthly figures for a single arrival in a major city:

  • Electricity and gas connection: A$50 to A$80 once-off plus A$100 to A$180 per month thereafter.
  • Internet (NBN home plan): A$70 to A$95 per month plus a A$0 to A$100 modem fee.
  • Prepaid mobile (Telstra, Optus, Vodafone): A$30 to A$50 per month. Postpaid plans require an Australian credit history.
  • Public transport: A$50 to A$60 per week for a regular city commuter (Opal in Sydney, Myki in Melbourne, Go Card in Brisbane). Caps at around A$50 per week for off-peak.
  • Groceries for a single adult: A$100 to A$160 per week (Coles, Woolworths, Aldi).
  • Ambulance subscription (NSW residents): A$53 per year; other states bundle ambulance into Medicare or hospital cover.

The Home Affairs float requirement

The Department of Home Affairs requires evidence of A$5,000 in funds on top of a return airfare for the 417 (Department of Home Affairs, verified 2026-07-06). The case officer wants to see a recent bank statement showing the balance; freshly-deposited funds raise source-of-funds questions and can stall the application by weeks. Build the balance up over the three months before lodgement and screenshot mid-month balances as supporting evidence. For 482 applications the float requirement is replaced by the sponsoring employer's financial undertaking, so the applicant carries no equivalent line.

The funds rule, in ninety seconds · 1:29 min, captioned

Driver licence conversion and vehicles

An Irish full driving licence is recognised for the first three months in every Australian state. After three months the driver is required to convert to a state licence, which for an Irish licence is a paper-based exchange with no driving test required: the applicant attends the state road authority (Service NSW, VicRoads, TMR in Queensland, DoTDirect in WA, ServiceSA, Service Tasmania) with the Irish licence, evidence of Australian residency, and a fee of A$60 to A$130 depending on the state and the licence-period purchased. A second-hand small car (Toyota Corolla, Mazda 3, Honda Civic, late 2010s, 100,000 to 150,000 km on the clock) runs A$12,000 to A$18,000. Compulsory Third Party insurance (the green slip) is bundled into the annual registration in NSW and QLD and is sold separately in VIC; total annual on-the-road cost for an inner-city car runs A$2,500 to A$3,500.

Health cover and the RHCA gap

Ireland is an RHCA partner. A visitor who was living in Ireland immediately before arriving in Australia may access medically necessary public-hospital treatment and PBS-subsidised prescriptions; an Irish citizen shows an Irish passport at the hospital, but the residence condition still controls eligibility (Services Australia, checked 2026-07-10). The RHCA does not cover GP visits in private practice, ambulance transport (in most states), dental, optometry or elective procedures. Many eligible arrivals still buy private cover for those gaps. The cost guide companion calculator on this site itemises the gap by city.

Primary sources, in order of citation

  1. [1]Working Holiday visa (subclass 417), Department of Home Affairs
  2. [2]Current visa pricing, Department of Home Affairs
  3. [3]Skills in Demand visa (subclass 482), Department of Home Affairs
  4. [4]Employer Nomination Scheme visa (subclass 186), Department of Home Affairs
  5. [5]Reciprocal Health Care Agreements: visiting from Ireland, Services Australia
  6. [6]Reciprocal Health Care Agreements: visiting from Ireland, Services Australia
Revision history
  1. 10 July 2026Corrected the health-cover budget guidance to separate Irish citizenship from the reciprocal agreement's pre-arrival residence condition.
  2. 6 July 2026Refreshed 417 and 482 government fee lines to the FY 2026-27 Home Affairs pricing table and updated the 417 funds check date.
  3. 27 May 2026Expanded body from four bulleted lists to seven sections covering the 417 vs 482 fee split, travel and arrival cost breakdown, per-city rent and bond figures across the eight CoreLogic-tracked capitals, month-one cash-flow for utilities transport phone and groceries, the Home Affairs float requirement, and the RHCA-gap health-insurance line item. Added current visa pricing, SID 482 and Ireland-specific RHCA as cited sources.

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General information, not migration advice. Paper Trail Visas organises information, reminders, document notes and preparation tasks. It is software and general education under s.276 of the Migration Act 1958 (Cth), not migration advice. For advice about a specific application (refusal history, health conditions, character disclosures, unusual work history), speak with a MARA-registered migration agent or an Australian legal practitioner with an unrestricted practising certificate.